PPF stands for the public provident fund which was introduced to emplace savings in the form of investments to get back a doubled quantum after a particular period. PPF returns are duty-free and hence numerous investors prefer this avenue for savings. This is because it helps investors to make a withdrawal corpus by saving periodic levies. PPF is one of the stylish ways to get guaranteed returns by safe investment styles. To calculate the quantum of investment and to estimate the quantum returned the investors can make use of the PPF return calculator.

**What’s a PPF calculator? **

Accumulating savings is one of the original way of wealth generation. There are multitudinous ways to induce savings but veritably many offer substantial returns without threat. PPF accounts are one of the most extensively used accounts as they give guaranteed returns without any kind of threat.

The scheme works best for new workers who wish to save for the future. But calculating returns on PPF accounts and interest rates can be a bit tricky and delicate. So to carry out the computations painlessly, a PPF calculator is used.

**How to Use an Online PPF Calculator? **

An online **PPF calculator** can help an individual fluently calculate PPF interest and also the maturity quantum for the term. There are multitudinous options for online PPF calculators, available on the web. All of the websites are free and simple to use.

The overall process of PPF computation is relatively simple. The calculator uses a veritably easy formula as expressed below –

F = P({( 1 i) n- 1}/ i)

Then,

P stands for periodic investiture paid

F indicates the Maturity quantum of the provident fund

n explains the Number of times or term of the PPF

I stand for the interest rate.

To estimate the quantum of return, the individual requirements to fill the details consequently. The existent must keep in mind that interest on PPF is calculated yearly.

Given below is an illustration of how the existent must feed the details in the formula and get the particular quantum. For illustration, if an individual pays an periodic quantum of ₹ 150000 on an investment period of 15 times and the interest rate is7.1, also the maturity sum will be ₹.

**Benefits of PPF Return Calculator **

The PPF return calculator offers the following advantages or benefits.

Since numerous individualities don’t have an idea about the working of the accounts, the calculator resolves numerous questions regarding that. The calculator helps investors to have a clear picture of how important investment is necessary to get a particular quantum of return

The stylish part about the calculators present on the web is that they offer investors unlimited options to calculate the balance between how much they must invest to get the asked return.

Homemade computations lead to some unanticipated crimes that may lead to wrong computations. As a result, these automated calculators can aid in the prevention of bugs.

handed better planning of investments, the investors can use this calculator at the duty planning stage.

A PPF return calculator helps investors to maintain a proper balance between their investments and the asked term. It helps them to figure out how important time they’ve for withdrawal and how important they invest up to that particular point.